🐝 Bumblebee Owner Pay™
Know exactly how much you can safely pay yourself.
Instead of guessing your paycheck, Bumblebee Owner Pay™ calculates safe payouts based on your profit, estimated taxes, and business reserves.
Built specifically for freelancers, consultants, solo LLC owners, and 1099 professionals.
30-day free trial · No credit card required
The Problem
Most freelancers guess their paycheck
When you're self-employed, there's no payroll system cutting you a check. Every dollar in your business account feels available — but it isn't.
Without a clear picture of profit, taxes owed, and what your business needs to stay healthy, most freelancers make one of three costly mistakes:
Taking too much
Withdrawing more than the business can safely cover, leaving nothing for taxes or slow months.
Underpaying themselves
Hoarding cash out of fear, not knowing what's actually safe to take home.
Forgetting tax obligations
Spending money that was already promised to the IRS, leading to scrambles every quarter.
"Is it safe to pay myself this month?"
This question shouldn't require a spreadsheet, a gut feeling, or a call to your accountant. It should have a clear, calculated answer.
The old way: Guess and hope for the best.
The Bumblebee way: A clear number. Every time.
The Solution
Meet Bumblebee Owner Pay™
Bumblebee calculates every variable that affects what you can safely take home — so you never have to guess again.
Your Profit
Live profit from your real income and expenses — not an estimate, your actual numbers.
Estimated Taxes
Your federal self-employment and income tax obligation calculated from your profit.
Business Reserves
A smart buffer to keep your business funded through slow months and unexpected expenses.
Safe Owner Pay
The number left after profit, taxes, and reserves — what you can confidently pay yourself.
Step by Step
How It Works
Track Business Income
Connect your accounts or import transactions. Every dollar in and out is captured automatically.
Calculate Estimated Taxes
Bumblebee Tax Planner™ calculates your estimated IRS obligation based on real profit.
Protect Business Reserves
A smart reserve buffer is set aside so your business stays funded no matter what.
Safe Owner Pay Recommendation
The remaining amount is your safe owner pay — clearly displayed, updated in real time.
Made for You
Built for Self-Employed Professionals
If your income is variable and taxes come out of your own pocket, Owner Pay™ was built for you.
Freelancers
Consultants
Solo LLC Owners
1099 Contractors
Creators
Coaches
Independent Pros
Side Hustlers
Why It Matters
Your paycheck shouldn't be a guess
For employees, payroll is automatic. For the self-employed, it's a constant source of anxiety.
When you don't know what you can safely take, you either hold back too much — sacrificing your own livelihood — or take too much and end up scrambling for taxes.
Bumblebee Owner Pay™ gives you a clear, calculated number so you can pay yourself with confidence and run a healthier business.
Start Free TrialThe Difference
QuickBooks doesn't do this.
Traditional accounting software was built for accountants — not self-employed individuals trying to manage their own finances.
QuickBooks
- Shows profit and loss reports
- Records your transactions
- Generates financial statements
- Tells you what happened
- Doesn't tell you what to pay yourself
- Doesn't account for your tax obligations
- Doesn't calculate safe withdrawals
Bumblebee Books
- Shows profit and loss reports
- Records your transactions
- Generates financial statements
- Tells you what happened
- Calculates your safe owner pay
- Accounts for estimated taxes
- Protects your business reserves
The Advantage
The Bumblebee Difference
Clear owner pay guidance
A real number — not a report — showing exactly what you can safely take.
Real-time profit visibility
Your P&L updates live so your owner pay number is always current.
Tax-aware calculations
Taxes are factored in before suggesting your payout, so you never overspend.
Safer business finances
Business reserves are protected automatically, keeping your company healthy.
Less stress for self-employed owners
No more anxiety about whether it's okay to pay yourself this month.
Your Safe Owner Pay
Based on your profit this month, after taxes and reserves.
Pay yourself with confidence.
Stop guessing your paycheck. Bumblebee shows you what's safe to take and what needs to stay in your business.
30-day free trial · No credit card · Cancel anytime